20 July 2010
We recently had the pleasure of representing Virginia H on an Allegheny County credit card lawsuit. Virginia was sued by Arrow Financial earlier this year. She failed to respond to the lawsuit in time, and a default judgment was entered against her. She called our office and after a quick review of the docket, we [...]
Posted in Collection Agencies, Lawsuits0 Comments
20 July 2010
This was a very good week for our firm. We obtained 4 non-jury verdicts this week on credit card cases. All of the cases commenced at the Arbitration level of the Court of Common Pleas of Allegheny County. We won all of the hearings at the Arbitration level, and the debt collectors filed appeals on [...]
Posted in Lawsuits2 Comments
24 May 2010
Our client, Lady Z, received a demand letter from a junk debt buyer. Lady Z contacted us immediately and we sent out a Validation letter. A Validation letter is a request to the debt collector to authenticate the debt that they allege is due and owing. The debt collecter in Lady Z’s case did not [...]
30 March 2010
Today, March 30, 2010, there was a fine article published on MSN money regarding suing an abusive debt collector. Founding partner at Morrow & Artim, Clay Morrow, was interviewed for the story. Clay was able to discuss a recent victory where he sued a debt collector after the collector threatened to show up at our clients [...]
Posted in Illegal Threats2 Comments
28 February 2010
We hear this one all the time at our office. People call my office because they have been sued by collection agencies or junk debt buyers on old credit card accounts. I tell them that we can defend the case and most likely win. They often say “But, I owe the money” My response to that is no, [...]
Posted in Collection Agencies, Lawsuits2 Comments
09 February 2010
Bob and Mary (fictitiuous names, of course) had a delinquent account with a major credit card company. The credit card company hired a collection agency to assist in collection of the debt. The collection agency placed a few calls to Bob and Mary, who chose not to speak with them. Undeterred, the collection agency called [...]
Posted in CC Companies, Collection Agencies, Illegal Threats1 Comment
09 February 2010
I have encountered many people who have tried to defend credit card cases themselves in the past few months and am very surprised at some of the defenses that they think will work. The following are a few of the worst defenses that I have seen, and an explanation as to why they are such bad [...]
Posted in CC Companies, Lawsuits1 Comment
09 February 2010
The advertisements for debt settlement companies are all over the radio and television. “Information the Credit Card companies don’t want you to know” and “You are entitled to lower your credit card debt by 70%”. “We can lower your payments substantially and cut your debt in half”. “Be debt free in less than a year”. [...]
Posted in Other2 Comments
02 February 2010
Potential Client X sent an email to me today advising that she was in trouble. She has several credit cards in default, so she hired a debt settlement company to assist her. (This is always a HUGE mistake as all debt settlement companies are either scams or not worth the exhorbitant fees that you pay [...]
Posted in Other3 Comments
24 January 2010
We hear about unsavory collection agencies on a daily basis. They either make illegal threats, such as wage garnishment, pressing fraud charges or jail time, or, they harass you by calling you names like deadbeat, ignorant, loser and so forth. Then, they contact your family and friends to try to get them to pay the debt [...]
Posted in Other2 Comments
Defective Notice on a Default Judgment
What a week!
FCRA – Fair Credit Reporting Act
Suing the Debt Collector
“But I owe the money”
FDCPA – Instant Success Story
The Worst Credit Card Lawsuit Defenses Ever
Reduce debt by 70% and other false claims
Another Debt Settlement Scam
Fair Debt Collection under the FDCPA
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