30 January 2013
It is amazing to me how many people choose to represent themselves in credit card lawsuits. I imagine the scenario is this: get served with a lawsuit, browse google for a few minutes to see how to defend a case, end up in a debtor’s internet chat room, take advice from a McDonald’s employee who [...]
Posted in Lawsuits0 Comments
30 January 2013
We’ve come across a new debt buyer by the name of Equable Ascent. They have been buying a large amount of defaulted accounts recently as we have noticed their name on the court docket many times recently. We’ve had several cases with them over the last few months and we’ve noticed that they have been [...]
Posted in Collection Agencies0 Comments
30 January 2013
We just had a tremendous victory against Discover Bank. Discover had sued our client in small claims court. They were not overly prepared and we won convincingly. Discover filed an appeal and immediately commenced discovery. (Discovery is the process of asking for information about a case, it is very time intensive and detailed). After answering [...]
Posted in Lawsuits0 Comments
09 July 2012
Can my checking account be garnished? Huge topic at our office right now. The answer is a big MAYBE. It really depends upon the circumstances. First off, let’s explain that a checking account garnishment cannot occur in any circumstance until the creditor obtains a judgment against you (there are limited exceptions, but for purposes of [...]
Posted in Garnishment, Lawsuits0 Comments
21 May 2012
Until recently, 2002 was the last time county officials performed a Property Tax Assessment on property in Allegheny County, Pennsylvania. For years people speculated about when a new assessment would take place. In December of 2011, it finally did, and when the new numbers came out, a lot of people’s property taxes shot through the [...]
Posted in Other0 Comments
14 May 2012
This is the number one question at my law office right now, everyone wants to know what the creditor can do to them. I usually do not answer this question until I ask several of my own questions first. Who is pursuing you? That is the most important quesiton that I ask in every case. [...]
Posted in Other0 Comments
26 April 2012
Have you received a letter from Brachfeld Law Group? We have come across a few of these recently, and we have discovered that some of their letters violate the Fair Debt Collection Practices Act. We have discovered that their initial letter to alleged debtors fails to include language that is required under 1692(g) of the FDCPA [...]
Posted in Collection Agencies, Illegal Threats0 Comments
21 March 2012
I get asked quite often about the difference between the District Justice and the Court of Common Pleas. The differences are many. The most important difference is that the District Justice is an elected official. Anyone can be a District Justice, that is, anyone who can win the election. In most instances, District Justices ARE [...]
Posted in Other0 Comments
21 March 2012
We have seen a surge in recent lawsuits being filed by Portfolio Recovery Associates. Portfolio Recovery is a large company whose sole business is to purchase allegedly delinquent credit card accounts for pennies on the dollar and then try to collect on the full amount. The most recent data that we have seen shows that [...]
Posted in Collection Agencies, Lawsuits, Portfolio Recovery0 Comments
11 January 2012
The Law Firm of Morrow and Artim, P.C. would like to announce that Attorney Matthew E. Becker has joined the firm as an Associate Attorney. Mr. Becker’s practice will focus on Criminal Defense, Consumer Protection, and Credit Card Defense. He believes that aggressive representation is the best way to defend his clients’ rights and money. [...]
Posted in Other0 Comments
Credit Card Lawsuits – DO NOT Represent Yourself
Equable Ascent
Discover Bank beat down!
Checking Account Garnishment
Property Tax Appeals Allegheny County
What can a collector do to me?
Brachfeld Law Group
District Justice vs. Court of Common Pleas
Portfolio Recovery Associates – Who are they?
Our New Associate
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