Midland Funding is a collection agency, otherwise known as a “junk debt buyer”.  For the most part, Midland Funding buys blocks of accounts that are allegedly delinquent (in default status) from major financial institutions.  Midland then tries to collect on these accounts and if collection fails, they file lawsuits on these accounts.  As noted elsewhere on this site, these lawsuits are generally very easy to defend for an experienced consumer attorney.

The sale of delinquent accounts by financial institutions to junk debt buyers is perfectly legal in Pennsylvania, in fact, it happens on a daily basis.  Midland Funding is one of many junk debt buyers who buy accounts in Pennsylvania, and they are actually one of the larger firms doing so. 

Midland is often represented (but not always) by the law firm Mann Bracken.  Mann Bracken has a presence across PA, with offices in the eastern part of the state and in the western part as well (in Pittsburgh).

Our firm has dealt with Midland Funding and Mann Bracken on dozens of lawsuits in the last year, so we are very familiar with their cases and strategies.  If you are being pursued by Midland Funding, please give our office a call at 412-823-8003 or 1-888-536-6644 for a free consultation.