As of January 1, 2010 I am pleased to announce that I have formed a new partnership with one of the best consumer attorneys in Pennsylvania, Clay Morrow.  Clay and I have been working together on cases for quite some time now and we decided that it was best to form a partnership that would better serve our clients.

Clay has been practicing consumer law in PA for over 20 years now and has seen just about everything that there is to see in that arena. Clay is a member of NACA, which is the National Association of Consumer Attorneys, and is quite active with that group.

Clay will handle all claims that are filed against debt collectors. These claims are often based upon illegal threats or activities that debt collectors engage in when they are trying to collect a debt from you. Clay bases most of these claims on the Fair Debt Collection Practices Act (FDCPA) which provides consumers with an array of rights and protections. Clay is able to handle these claims on a no-cost basis, which means that you typically do not have to pay our firm a retainer to pursue an FDCPA claim against a debt collector.  Our firm will earn its fee and have it paid by the offending debt collector.

I will continue to handle the defense of collection agency and credit card lawsuits as I have in the past. What I have found in my experience in handling these matters is that there is often a violation of the FDCPA that is made either before the lawsuit is filed, or, in the lawsuit itself.

So in a nutshell, I will act as your shield in defending you, and Clay will act as your sword in attacking these violating debt collectors.