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Archive | October, 2013

What is a Writ of Execution?

A Writ of Execution is bad news.  This means that you were sued, that you lost, and that you didn’t voluntarily pay the judgment.  The creditor is taking steps to get the money that it is owed.  A Writ of Execution may allow the creditor to garnish a bank account, levy on personal property, or levy on a vehicle, among other actions.  What can be done about this?  It depends.  If the creditor crossed all of the T’s and dotted all of the I’s, meaning, that they did everything properly, including sending you the proper notices and properly serving you with the lawsuit, then there may not be much that you can do about a Writ of Execution.  A review of the court paperwork, including the Complaint, the Important Notice and the Default Judgment can potentially lead to having the judgment stricken, if there are errors present, most likely, errors in the notices that the creditor is required to send to you.  Another avenue to attack a Judgment/Writ is to argue that the service was defective, that is, if you were never served, or if you were improperly served.

The odds that service was bad, or that you can attack a judgment or writ are small, but they are there.  We successfully attack dozens of judgment each year.  On the other hand, there are hundreds of judgments that we review where we are simply unable to do anything.  To find out if you can attack your judgment/writ, simply contact our office with a copy of all of the aforementioned documentation for a free case review.

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Credit Card Lawsuits

If you are faced with a credit card lawsuit, whether its an original creditor or a junk debt buyer, contact my office at 412-823-8003 right away. We offer a free, no obligation review of any credit card based lawsuit that is filed in PA.

FDCPA Attorneys

Many Debt Collectors threaten people, that's a fact. Threats of wage garnishment, jail, fraud charges and contacting employers, friends and relatives happens every day to people just like you. The truth is that most of these threats are illegal. If a debt collector is threatening you, contact our office at 412-823-8003 for a free initial consultation.