Tag Archive | pittsburgh

Pittsburgh Credit Card Lawsuits

As the second largest city in Pennsylvania, Pittsburgh receives hundreds of Credit Card and Collection Agency lawsuits each week.  Because of the high volume of cases, there have been several court rulings regarding these cases, to keep an even flow and to prevent them from clogging the Pittsburgh court system.

The most important rule is the 120 rule issued by Judge Wettick.  This rule applies to credit card or collection agency cases that are defective.  (As per my other posts, almost all of these lawsuits are defective initially).  Judge Wettick’s ruling is essentially that the credit card companies and collection agencies have 120 days to correct the defects inherent within their lawsuits.  If they are unable to correct the defects, the case is dismissed (which means thrown out of court). 

If they make a minor correction, that cures a few defects, but not all of them, then objections can be filed a second time.  If this occurs, then Judge Wettick gives the collection agency or credit card company an additional 30 days to make corrections.  Typically, Judge Wettick does not afford further opportunity to these companies. 

The ruling has obvious benefits to the court system.  The collection attorneys know what they need to have to proceed with a case, and the consumer attorneys such as myself who are defending against these lawsuits know exactly how the court will rule on a given case.

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Credit Card Lawsuits

If you are faced with a credit card lawsuit, whether its an original creditor or a junk debt buyer, contact my office at 412-823-8003 right away. We offer a free, no obligation review of any credit card based lawsuit that is filed in PA.

FDCPA Attorneys

Many Debt Collectors threaten people, that's a fact. Threats of wage garnishment, jail, fraud charges and contacting employers, friends and relatives happens every day to people just like you. The truth is that most of these threats are illegal. If a debt collector is threatening you, contact our office at 412-823-8003 for a free initial consultation.